Australians are collectively sitting on billions of dollars in lost and unclaimed super — often from old jobs, name changes, or accounts that became inactive. Finding it is usually quick and free.
What counts as lost super?
Super becomes "lost" when your fund can't contact you — typically because you've changed address or your employer stopped contributing and the account went inactive. Very small or inactive balances can also be transferred to the ATO as unclaimed super, where they're held on your behalf until you claim them.
How to search for lost super
The fastest way is through the ATO. Log in to myGov, link your ATO account if you haven't already, and use the "Super" section to see every account currently linked to your tax file number — including any lost or ATO-held amounts. This single search covers virtually every APRA-regulated fund in Australia.
What to do once you find it
From the same myGov screen, you can usually consolidate found accounts into your preferred fund with a few clicks. Before doing so, check whether any of the accounts include insurance cover you'd lose by closing it — some older accounts carry life or income protection insurance that doesn't automatically transfer.
If you can't find it online
If a fund mentioned on an old payslip or statement doesn't show up, it may have since merged, closed, or rebranded — this happens often in Australian super. Use our fund directory to look up the fund by name; if it's closed or merged, we list where its members were transferred to.
You can also call the ATO directly on 13 28 65 for help locating super that doesn't appear online.
