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Hostplus Superannuation PDS

Industry superannuation fund for the hospitality, tourism, recreation and sport industries.

Looking for Hostplus's pds?

The Product Disclosure Statement for Hostplus covers:

  • How super works for Hostplus
  • Fees & Charges associated with Hostplus
  • Risks associated with Hostplus
  • How super annuation investments are made for Hostplus
  • Taxes associated with superannuation and Hostplus
  • Insurances associated with Hostplus
  • How to open an account for Hostplus

pds stands for Product Disclosure Statement. Superannuation may sound complex but it is really just the money you put away for your retirement. Hostplus is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. Superannuation is a financial product, and as a financial product is requires the statement of disclosure regarding the product. Product disclosure statements are a standard for financial services products in Australia.

Superannuation Guarantee:

Each of your employers contributes 9.5% of your ordinary time earnings (which is most likely your salary) to a superannuation fund, where that money is then invested, ready for your retirement. These contributions make up the Superannuation Guarantee (SG) and provide the base for your superannnuation. The Government is committed to increasing the amount of super that each employer must contribute, to sure up the retirement of those that rely upon super. The Federal Government has set the SG percentage rate to 9.5% until 1 July 2021 when it will gradually increase by 0.5% each year until it reaches 12% for the year starting on or after 1 July 2025. The increased Superannuation Guarantee ensures more funds will be available for each person in their retirement.

Are you eligible for SG?

Most employees working in Australia will be eligible for the Superannuation Guarantee (SG). There are a few exceptions to the rule tho. If you're an employee that is paid less than $450 per month, you will not receive the SG. If you're under 18 and working less than 30 hours per week, you will not receive the SG. In most other cases, your employer will be required to pay the SG on your behalf at the rate specified by the statute.

Accessing your Superannuation

There are restrictions on when and how you can access your superannuation. The Federal Government has placed modified the restrictions on when you can access your super. Generally, your super benefits are stored in a super or some form of rollover fund until you retire from the workforce on/or after reaching your preservation age. Your preservation age will vary between 55 and 60 years of age, depending on when you were born. If your date of birth is after 30 June 1964 your preservation age will be 60. For most people the preservation age is now 60, it was previously 55. The increase aims to sustain superannuation retirement benefits or future generations.

The HostPlus PDS is an important document for anyone who holds a hostplus superannuation account. Before you sign up for a hostplus superannuation product you should read and understand the latest copy of the product disclosure statement. If you have any questions you should contact the superannuation provider regarding the PDS before you sign up.

To download the PDS from Hostplus click here.

The full members pds is also available for Hostplus. For more information view the pds here.

More About Hostplus

And different must be good because we’re one of Australia’s largest super funds. We have over one million members, 90,000 employers and over $16 billion in funds under management.

This section provides some fast facts and figures about HOSTPLUS as well as more detailed information about our industry heritage and how we came to be where we are today.

You’ll also find more information about our awards and accolades and the directors on our Board who help drive our vision.